Home Insurance coverage from Luna Family Insurance
Home Insurance coverage

Home Insurance

Hurricanes, hail, water damage, theft — we build home policies that actually hold up when Florida acts like Florida.

What's included

  • Hurricane & wind coverage explained simply
  • Replacement cost vs. actual cash value guidance
  • Personal property + liability bundles
  • Annual policy reviews included

Common questions

Do I need separate hurricane coverage?

Florida policies separate wind/hurricane deductibles — we walk you through it line by line.

How is my home's value determined?

We use replacement cost estimators and comp data, not guesses.